Lo que debe pagar usted mismo? Orientación de sueldos para los propietarios de negocios

March 4th, 2016 por Martha Londagin

Image of checkbook and pen"¿Cuánto debo pagar a mí mismo cada año?"Es una pregunta que los clientes de inicio a menudo nos preguntan cuando la elaboración de sus proyecciones financieras de primer año de las solicitudes de préstamos. El artículo 5 Tips for Setting Your Salary as Business Owner by Caron Beesley, colaborador para la U.S. Administración de Pequeños Negocios, ayuda a clarificar los factores que deben considerarse.

First realize, as the author states,“there is no magic formula.”If your business is a startup, then banks often like to see you take a percentage of what is left over after all operating costs and bills have been paid each month. For a business operating for several years, the salary should be set in accord with industry standards for your area.

Consulting with your accountant is a good idea prior to making any major financial changes in the business. There may be tax benefits if the owner is a salaried employee versus just a member of the LLC. También, depending on your loan requirements, costs,and growth plans for the future, there may be better uses of the money.

En segundo lugar, for existing businesses, look at a percentage benchmark. Commonly accepted is the 50-percent-of-net-profits calculation for each month.

You can also check around with other small business owners who do what you do, or seek the services of your area SBTDC to find out national industry standards. Use what you learn to justify a salary amount to your banker or accountant.

You don’t want to overpay yourself, but if you are working 20 hours more a week than one of your key employees, don’t be afraid to properly compensate yourself for this time investment.